Talking About Cigna Partnership Program

Here are some keys points on how to present the Cigna MAPD plans.

Present your Professional credentials- Insurance License and AHIP Certification, let your prospects know that you can help them to understand their Medicare Benefits and options.

Senior Questionnaire to findout what is important to them.

Complete a Fact Find Needs assessment on your prospects.

SCOPE OF APPOINTMENT

TELESCOPE (SOA)

866-398-6055

PAPER SCOPE OF APPOINTMENT

Call CARL to verify eligibility & benefits 866-442-7516

GPB CARL LINE (888)869-4120

CARL can check their Lis Levels, Part A & B effective dates and Medicaid State Assistance, plus find Doctors, Specialists, and Prescription Drug Tiers in Network.

Have your third party reference documents available to help educate and close potential sells.

Lis Extra Help Chart

Medicare Dual Eligilble Rules

Medicare and You Handbook

Cigna 2021 Customer Handbooks

Key Points!

Cigna program is one of the oldest insurance company in the world that been around since 1792.

Cigna program is designed around providing 'Better Health & Better Value' for it's member to protect their overall health with more behind the scene activities, which results into a healthier you.

Recent studies ranked Cigna as the 3 in the country, (number 1 in Illinois) in customer satisfaction with their plan.

2021 BENEFITS

(877) 376-5193

THE BROKER TELEPHONIC ENROLLMENT ASSISTANCE LINE

(866) 619-9293

(ARIZONA ONLY (866) 619-8825

Here’s how it works:

• Follow CMS guidelines on permission to contact, SOA requirements and presentation requirements with your customer prior to calling the Cigna line.

• Explain the process to your customer in advance of the call

• Call -- with your customer on the line -- once you have made the sale and customer is ready to enroll

• Introduce yourself and your customer to the enrollment specialist

• Provide customer name, customer MBI, plan selection, broker writing number and any other information requested by the enrollment specialist

• Once you provide all necessary information, the enrollment specialist will give the customer a call back number and will advise the customer to call back in order to complete the enrollment

• The enrollment process begins and you remain Agent of Record (AOR)

The Enrollment Assistance hours are Monday – Friday, 7:00 a.m. – 6:00 p.m. CST

CIGNA COMMISSION HOTLINE NUMBER FOR GLOBAL PREMIER AGENTS ONLY!

(800) 903-7711

How does this benefit our members?

Cigna healthcare strategy focuses on aggressively detecting diseases earlier, with timely treatments, and improving our members overall health. This program lower the risk associated with Colorectal Cancer, Breast Cancer, Heart Attacks, Strokes, High Blood Pressure and many more!

Working With Veterans

First thanks all Veterans for serving our country, then explain how they qualify for a approved civilian healthcare options, earn from paying FICA taxes while they were working for second opinions outside of their VA Benefits. (Share the story on how this option helped save a Veterans leg)

Discuss the Veteran Improved Pension Benefits available to them and their spouse. (TAX FREE) Visit the tabs below for details!

Explain the company products in details, (You must go over the Summary of Benefits for the plan you are enrolling them into) Verification of Providers under Find a Doctor, and lookup Medications.

Words of Wisdoms in grassroots Marketing

Provide more services than you can get paid for!

Impact will drive income! (Explain your mission to help our seniors)

Network build relationship with your members, & business associates.

Market yourself and business everyday! Wear buttons, give out flyers, asking your friends and members for referrals.

Ask them do they know anyone that need the same information that you shared with them.

Touch your existing and future members every 30, 60, and 90 days.

Make phone calls, send out birthday cards, or send them a random text message asking them how they are doing.

Change you work habits, and set goals for yourself 6 months, 1 years, or 2 years. Create a vision board of your dreams.

Do what's hard and your life will be easy!

Remember the average salaries in America are about $60,000 a year but are they receiving 10% raises every year? No the average raises are about 3 maybe 4% per year. You can change you life with just 3 sales a month, but are you hungry enough?

Remember we have a business with no glass ceiling, no brick and mortar, we have freedom with a virtual business, no bosses, no quotas, we are serving the individuals who need our knowledge and wisdom the most.

It's always better to give more than to receive. When you wakeup with this as your mindset; who can I help today?

You will make Mankind as your Business,' 'The World as your office,' and 'God as your boss!